Planning for retirement is the last thing on the minds of most young people. So do we need new kinds of financial support and advice to match the changing circumstances and demands of millennials? This article argues that employers cannot expect to effectively solve the pension problem without also solving the debt problem.

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Reviewed by

Charles Cotton, Senior Performance and Reward Adviser, CIPD

Charles has recently led research into the business case for pensions, how front line managers make and communicate reward decisions, and managing reward risks, as well as the creation of a good practice guide on the annual pay review process. He is also responsible for the CIPD’s public policy work in the area of reward and is a Chartered Fellow of the CIPD.

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